Real Estate
Historically, Egyptian real estate has preserved its real value and outpaced inflation in most periods. It provides regular rental income and capital appreciation potential. The main drawback is limited liquidity.
Gold
Gold is a classic safe haven that protects against currency devaluation. Easily liquidated, but generates no current income and is influenced by global prices.
Bank Deposits
Safe and guaranteed, but returns rarely exceed actual inflation rates, meaning a gradual loss in purchasing power.
The Final Verdict
The optimal portfolio combines all three: real estate as a long-term asset, gold as a reserve, and deposits for immediate liquidity. The ratio depends on your goals and risk tolerance.